FYI - HEADS UP SIGNING AGENTS! Is the ride about to end?

I’m listening . . . Do you have to travel around your state? Are people receptive to your knocking on their door asking personal information? Do you have a landland? I went to their website and one of the requirements is that you need to have a landline. Who has a landline these days.

No…just my immediate area;

“Are people receptive to your knocking on their door asking personal information?”

Some yes, some not so much.

" Do you have a landline?"

No…they told me that 3 years ago - and i had mine reactivated - then found out all we need is a smartphone. So canceled the landline. Surprised that info is still there.

Please provide information on how to sign up with US Census Bureau for this type of work. Thanks in advance.

www.census.gov

I was contacted by them back in March, 2015 - I did the 2010 Decennial so they had me on file. Go to that website - should be info there on what to do and if there’s work available in your area.

Just so you know - the hourly rate is regional, the mileage is set by the IRS standard, and there’s no benefits with what I do. I’m an intermittent employee - I can be let go any time.

Good Luck!

Plan B is take a look at your regular Notary services. I started running Power of Attorney ads if you haven’t noticed a lot of people don’t have POA’s until something happens. So remind them of the just in case factor. Us as Notaries and Signing Agent have to add to this career like, insurance adjuster, paralegal, fiduciary, auto appraiser, specialize in Wills, help people get grandma mama secret recipe notarized or copy certified, etc…

I worked for the Census Bureau during the 2010 census, knocking on doors for people who hadn’t sent back their forms through the mail. It had to be the most humiliating experience I’ve ever had as a working adult, having doors slammed in my face, people not answering their doors, even though I could hear them moving around inside the house, and being told “I’m too busy now” multiple times by the same people, even though I assured them it would only take a few minutes of their time. It’s certainly not a job I would ever want to do again. In all fairness, not “everyone” was mean to me. I met some very nice people along the way, but that was definitely the exception, rather than the rule.

I have maybe 1 client out of 50 a month that would be comfortable with e-notariztions. Many are surprised I travel to their homes. For those those that e-sign the predisclosures, ALL have stated they didn’t read or didn’t understand what they had to sign and were happy I was there with final copies for them to read and understand.

  1. Esigning and remote notarization are different animals. 2. Great article, but obviously a puff piece for Pavaso. 3. Over half my borrowers are retirement age or above, and not comfortable with electronics. 4. An esigning takes just as much time at the table as a paper signing. The time saved for the NSA is supposed to be in print and scanbacks. In my experience, preparing for the esigning (logging in, getting a certificate, reading over the package, making notes of any tricky sections, printing docs requiring wet signature) for a 150 page esigning takes every bit as long as prepping a print package. At the table with tablet or laptop - I have both, prefer laptop - I have learned to plan anywhere from 10 to 15 minutes prior to signing to assist in the login and certification process. I also find that signers want to spend more time with each document, often comparing print versions to the screen copy.

Read some trade articles about the previous attempts by the mortgage industry to implement e-signings before you panic.

The industry won’t be in a hurry to do away with NSAs. At $75 a pop, we are a heck of a lot cheaper than employees.

I have seen this industry from the vantage point of closing loans prior to interstate banking, the fax machine, the overnight delivery, the internet and electronic document transfer Each change has opened up new opportunities for lenders and title companies to expand their services nationally by using agents located throughout the country. The newest trend is remote closings which are bringing the entire process under one entity without having to hire those local agents. At the start the lending and title was local and technology expanded the process. Now with remote closings the process will be back to the control of the title company and the outside agents such as abstractors and closers will not be necessary. Title commitments will be block-chained and new searches will not be necessary. Closings will start and end with one closer who can notarize all of the documents remotely with electronic signatures. What technology created it will also destroy. This could also affect general notary work as well. Remote notarization will be advertised on the internet and other media. You can click a link on the web and connect with a remote notary who will provide you with an electronic document which can be transferred back and printed or sent electronically for filing or recording. I see the waterhole shrinking and fewer people drinking from it.

Maybe it’s time to contact Congress members to stop all e-notarizations. Personally, I see all kinds of fraud happening and Congress can stop this everywhere. So few states have adopted the practice that it should not be a problem. The major purpose of the notary is to verify that the person sitting before you and signing all the documents is indeed the person they claim to be. How can that be done electronically over Skype or any other way?? I see another major melt-down of the mortgage industry when all the fraud surfaces. The signer may have a driver’s license or other picture ID of themselves with the correct name, but electronically there is no way for the notary to determine if the ID is indeed not fraudulent. Once the fraud is out in the open, not only lenders will be held accountable, but everyone connected with each fraudulent transaction, including title, escrow, notary, attorney, etc. Seems to be a boon for the E&O insurance companies because they will all have to keep $1 million or more E&O insurance to covered in case of fraud. With today’s high real estate prices, that will be a sizable increase for those companies offering E&O insurance!

Agree very much with your statement. Washington State same situation. These fancy big companies should really think the situation through that they make be braking state laws leaving them open to all kinds of law suits and signings not being legal.

RON not available in WA State until October 2020

I have updated my system to be available for electronic future. Title companies better tread carefully or they will be breaking state laws. Most of my signing adventures are retired seniors (some military), young military purchasing 1st homes, and many multi-state signings. Military have specific security issues. Lot to think about before they pull the plug on Signing Agents. I have worked a lot with the Government in the past. Tread softly.

Hear they are doing census by mail now ~ right?

jcanty ~ so much agree with your statement. That is why Military has special requirements to prevent fraud. For those that may not know, USN military bases will not allow smart phone or other such type of electronics on base. Personnel living on base end up meeting like a Starbucks or such type of venue to sign docs. Definitely no Skype, etc. allowed especially where their personal information is concerned. They are classified personnel.

Once the decennial starts back up (it’s been suspended for at least two weeks - probably more) - it can be done by mail, on the phone or online.

If folks don’t respond by one of the three above methods by I believe it’s May or June, (which will also probably be extended) then an enumerator will be knocking on the doors of those who have not responded.

I agree especially if they are not familiar with computers, etc.

I just had an interesting conversation with a former attorney client, now retired about RON. Wisconsin is allowing them under a temporary emergency order due to COVID. The state passed a permanent RON statute, which goes into effect in May. The question I had for the attorney was about venue. Our statute allows any qualified notary registered with the state regardless of residence to perform RON for Wisconsin signers. Venue was always an important consideration for me because I live in Kenosha county which is a border county to the State of Illinois, a state which requires residency in order to be commissioned. RON basically says that venue is no longer an important requirement. and being in cyberspace provides you with a level of omnipresence. My question for the attorney was “if RON is acceptable, why would we even need notarization” if the requirements of notarial acts are diminished, are we not saying that notarization is unnecessary?. His response was that the law and logic don’t always correspond. I completely agree.

If we go to RON nationwide–which is understood by the general public and legislators about as much as ‘what a notarization is & isn’t’–we may as well abandon notarization completely and just pinky-swear and be done with it all…:stuck_out_tongue_closed_eyes:

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