It is key to know what your actual costs are. If you have a lean operation you are in a good position to make a profit. The biggest expenses are auto and printing. It is key to know your costs per mile driven and per page printed. Government mileage is not a cost, it is what you may deduct from your income when you file taxes. When you are busy, time becomes more costly. Two hours on the road could mean a loss of profit from closer jobs. I also consider an end of month closing to be more valuable than an early month closing. Customers are far more willing to pay higher fees at the end of the month rather than the early part. The most expensive part of big packages is not only the printing costs but the time costs in having to sign all those pages.
Don’t forget to take into consideration your costs including organizational fees (i.e., NNA, etc), yearly background checks, yearly re-certification, insurance, internet fees, equipment fees, and the list goes on and on. You cant make money with low ball fees.