# E&O upgrade **URL:** \ **Category:** Beginner's Questions\ **Created:** [December 29, 2020, 7:34pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178 "2020-12-29T19:34:06Z")\ **Posts on this page:** 9\ **Page:** 1
**Author:** ![edward](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/edward/32/7865_2.png) [@edward](https://forum.notarycafe.com/u/edward)\ **Post date:** [December 29, 2020, 7:34pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/1 "2020-12-29T19:34:06Z")
Is boosting your E&O to $100,000 worth the expense? ---
**Author:** ![chrisparreira\_mobile](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/chrisparreira_mobile/32/19304_2.png) [@chrisparreira\_mobile](https://forum.notarycafe.com/u/chrisparreira_mobile)\ **Post date:** [December 29, 2020, 8:55pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/2 "2020-12-29T20:55:38Z")
Yes it is worth the expense. Most major title companies require to have 100k. You also get the higher paying jobs. ---
**Author:** ![lillyaclark.19](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/lillyaclark.19/32/11365_2.png) [@lillyaclark.19](https://forum.notarycafe.com/u/lillyaclark.19)\ **Post date:** [December 29, 2020, 10:35pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/3 "2020-12-29T22:35:01Z")
Yes it’s worth getting through biBerk which is Business professional coverage. They cover you if mistakes are make by you on loan docs. NNA does not cover that part only your notarial acts. ---
**Author:** ![BluePenNotary](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/bluepennotary/32/18919_2.png) [@BluePenNotary](https://forum.notarycafe.com/u/BluePenNotary)\ **Post date:** [December 29, 2020, 11:04pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/4 "2020-12-29T23:04:35Z")
Can you please give their information? @lillyaclark.19 You mentioned to me before, but couldn’t remember. I’m planning this new year to carry my own full E&O insurance and go solo with TCs. ---
**Author:** ![LindaH-FL](https://avatars.discourse-cdn.com/v4/letter/l/8baadc/32.png) [@LindaH-FL](https://forum.notarycafe.com/u/LindaH-FL)\ **Post date:** [December 30, 2020, 12:42am UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/5 "2020-12-30T00:42:51Z")
In case you didn’t see my other post @Edward are you in Indiana? If so, you need a Title Producer’s License in order to do closings; not sure what your state requires, insurance wise, to be a Title Producer. Might need to check on that first. ---
**Author:** ![lillyaclark.19](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/lillyaclark.19/32/11365_2.png) [@lillyaclark.19](https://forum.notarycafe.com/u/lillyaclark.19)\ **Post date:** [December 31, 2020, 6:28am UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/6 "2020-12-31T06:28:39Z")
@BluePenNotary, sorry I was visiting my daughter during the Christmas week. Here is the number I got online (844) 472-0967 ---
**Author:** ![BluePenNotary](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/bluepennotary/32/18919_2.png) [@BluePenNotary](https://forum.notarycafe.com/u/BluePenNotary)\ **Post date:** [January 5, 2021, 4:38pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/7 "2021-01-05T16:38:38Z")
Thank you Lilly 😊 and prosperous and healthy 2021 👍 ---
**Author:** ![budnikcherylNotaryPu](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/budnikcherylnotarypu/32/17860_2.png) [@budnikcherylNotaryPu](https://forum.notarycafe.com/u/budnikcherylNotaryPu)\ **Post date:** [January 5, 2021, 9:32pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/8 "2021-01-05T21:32:06Z")
Yes it is. There are some Title Companies that will not allow you to do their signings unless you do. Those companies usually pay better fees and pay you your money quicker. Also if you want to be Fidelity certified you must hold a higher bond. ---
**Author:** ![BluePenNotary](https://yyz2.discourse-cdn.com/flex034/user_avatar/forum.notarycafe.com/bluepennotary/32/18919_2.png) [@BluePenNotary](https://forum.notarycafe.com/u/BluePenNotary)\ **Post date:** [January 5, 2021, 10:14pm UTC](https://forum.notarycafe.com/t/e-o-upgrade/16178/9 "2021-01-05T22:14:04Z")
How high? 100K or 500K