After being referred to the Georgia Code 44-14-13 it states:
This Code section shall apply only to transactions involving purchase money loans made by a lender, or refinance loans made by the current or a new lender, which loans will be secured by deeds to secure debt or mortgages on real estate within the State of Georgia containing not more than four residential dwelling units, whether or not such deeds to secure debt or mortgages have a first-priority status.
This law only applies to real estate within the State of Georgia if I’m understanding it correctly.