It doesn’t matter what the package was.
There’s a ethical issue here that leaves one open for legal action depending on your state of business.
As stated... if you genuinely believe a signer is being forced or manipulated in any way you can/should walk & report his/her reluctance to sign. It is for their protection as well as yours.
Consider self preservation if you can’t think beyond your wallet in chasing a check instead of acting from a better place.
Proceeding to complete a signing when it’s obvious any party is acting out of anything less than his/free will can place in the legal line of fire. Even a crappy attorney could make a case because of this. You could be held as a party to fraud or coercion should legal action come about.
This idea of business as usual is was allowed things like Enron, Bernie Maydoff, the entire housing crash, etc to happen. No one here can say that they would not like a line of defense if in the same situation.
Remember that “business as usual” approach when signing agencies, title, etc are late in paying & strive to find reasons to lower your fees. Those are not ethical practices yet people here rage when it happens to them.
You simply report that the signer did not want to proceed.
Most people on the forum do not have verifiable training in psychology to diagnose various conditions & their nuances. Keep that to yourself. Most judges would toss that testimony because you lack the education to determine someones mental state & personality black holes.
I know one NSA who proceeded with a contract close though all the signs where there that she was being pressured by her husband. It turned into a mess. The wife had the credit and was the sole guarantor. He was targeted as a participating party in coercing the wife a year later when she sued everyone tied to that loan to place it all on the husbands plate in a divorce.
He was spared financial loss via a court award, but the wonderful state of Texas did terminate his notary status for 2 years.
I showed for a signing where is was obvious the girl friend was physically abused just before I arrived. We sat to do the paperwork. She was the only signer. The guy was almost sitting on her lap. He was affable and quite courteous. I asked for a drink. She was basically in a corner so he went into the kitchen. I asked if she was ok, told her I was calling the police, & felt compelled to ask if she was signing willingly. She refused to answer. I took it as no.
We “completed” the signing for her well being. I called to the police as soon as I got into my truck then let title know that she was being forced to sign thru physical violence.
Sadly the lady on the phone only heard what she wanted to hear. “Forced signing” translated to the paperwork is complete. She asked “So she did sign... right?”
My response wasn’t all that professional.
I told her “Yes she signed. We did that so she wouldn’t get beat for refusing to sign, but there was no way in Heaven or under hell would I send in those docs.” Those papers were shredded the next day after I called her boss to talk about everything. I reported her to her states licensing board after that.
My experience was one of those obvious moments. I still would have shredded the papers or created a reason to end the signing if there was nothing physical & I truly believed she wasn’t signing of her own free will.
Ultimate it is your choice BUT I prefer to error on the side of doing was is ethically sound. I would want someone to help me not hurt myself if ever in the same situations.