E & O Compliance agreements have always had a notarial certificate, and they must be signed by the non-borrowing spouse. Sometimes, there is a second page that has only the certificate. The verbiage in a document will lead you to whether a notarization is required. If it says things like “I swear” or “Borrower Acknowledges”, you know it will require a notarial certificate. You should contact title anytime these docs do not have the proper certificates attached. You are not allowed to choose which form to use, the signer is to decide (or Title), so you cannot just add one. Also, NEVER sign a blank notary certificate. You can use a blank one that is placed in a package in case you make an error and need to replace the original - make sure you note on the bottom of the certificate which document it goes to. (Look at the bottom of pages in the docs and you will see what needs to be there.)
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