HELOC - can't find space to conduct one

Hi Csmalls ~ Alice in WA here ~ wanted to say I really like your tenacity and hard work. Wishing you good luck. All those sales pitches from others advertising $60K + jobs for notary work betcha did not have TX in their thoughts. Hopefully people post reviews of their lack of transparency. Have a good day !!

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Sounds right that a lender’s office would work as well.

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Thank you so much Alice! All I’m trying to do is be a proficient and effective notary public for my great state of Texas! It’s just that when I ran into this situation, I realized just how much more understanding I needed, because at first it wasn’t making much sense to me why it is on the shoulders of the notary to secure a location for HELOCs. Reading through this thread, I believe I have a better understanding as to why it does fall on our shoulders. What I’m also finding out is that there’s bigger fish to fry, namely, growing the business, serving the public, following my state laws, and doing the best job I know how to do! I understand I signed up for this, therefore, I must abide by the laws even when I don’t agree fully with them or truly understand them, but nonetheless… The laws I will follow! So for now, until I can develop relationships with title companies and law firms to bring my service to them and for a business relationship to develop whereby perhaps I can use one of their rooms, in the meantime, off to work I go! Thank you guys so much for all of your input, it is truly valuable and enlightening! :hugs:

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I do 90% of my signings in the signers home. Otherwise I use Starbucks, public library, restaurants etc. I even did one at a picnic table at the lake , fortunately the wind wasn’t blowing!

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I did one in a cow pasture with a donkey braying about 30 feet away. The biggest challenge was keeping the goats from eating the document pages. This has only happened once, and has made an interesting story to tell my grandkids.

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I conduct a lot of business at Starbucks, Panera Bread, Public Library, if the weather is nice, I’ve conducted closings outside at these same locations as well…many different places where there is no charge. I may buy a coffee ahead of time since I will take up a table and finish it before the signer arrives. I have done this for years and no one has ever objected or given me any looks.

So the cow pasture was part of a law office, title office, or one of those other special places allowed in Texas?

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It was an unusual location. Fortunately no equity loan. it was a land use lease for both agriculture and mineral extraction.

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