The CD shows what the customer paid for title and escrow services. The notary fee is a part of the escrow/closing fee The notary fee is a business expense for the title company and it is not required to be shown on the CD and is treated like any other business cost for the title company. If they are using a signing service, they are entrusting the SS to find a qualified notary public to present the documents and leave it up to the SS on what they want to pay the NSA and terms of that payment. Once the borrower pays the closing fee, their obligation ends. He who controls the order makes the rules. The SS controls the order for NSA;s. If you work with a signing company that is how it works. You don’t comply they move on to someone else who will. It stinks, but it has never changed since I have been a signing agent. The NSA controls what heshe will charge for fees but as the free market dictates, one is only worth what a buyer is willing to pay. My ideal would be a disclosure showing what payment is made by title for notary service and who got paid for it. My way of guesstimating what the title is paying for notary is to divide the amount of my check as a numerator and the CD entry for closing fee as the denominator. The fraction then indicates what the percentage of total closing fee is being paid to me. If my split is less than twenty percent, I assume that the signing service is getting much more than they should get. You can always ask the SS how much title is paying them and ask for a percentage of that amount. I have yet to receive a truthful answer from a SS on that mysterious amount.