Established Closing Agent who Comprehends Real Estate Transactions and the Role of the Settlement Agent. - Completed Full Loan Packages, Sellers Packages, Buyers Packages, Refinance, HELOCs, Reverse Mortgages.  Ability to Explain Documents including Deed, Owner’s Affidavit, Closing Disclosure, ALTA Settlement. Statement, HUD-1, Commitment, Lender’s Papers, and Closing Protection Letters, Sales Contract, and Title.  Understanding of the different elements of FIRPTA, R-5, R-5E, R-5P and 1099 Reporting.  Confirms that all documents are properly signed, witnessed, and delivered to proper parties.  Understanding the method and authority to sign for oneself and on behalf of other individuals and entities, including Power of Attorneys and Trusts.  Completed notary courses on proper procedure for witnessing signatures, verifying identification, and completing affidavits.  Qualified to Manage and Protect Escrow Accounts and handle the Money.  Offering both General Notary work and Loan Signings including, but not limited to Refinances, Purchases, Full Loan Buyers and Sellers Packages, Affidavits, HELOCs, Quit Claim Deeds, Witnessing, I-9 Verifications, Hospital Notarization, Hospice Notarization, Elderly Care Notarization, Jail Notarization, School Notarizations