I had a several last time orders. It could be for different reasons.
1- Previous Notary cancel at last minute, and title co, needs to hire a new notary for rush closing.
2- lenders sometimes review or correct documents at last minute and push the closing previously schedule for an early time, then title co had tu push to the notary for few hours and notary has another closing coming up, and cancel,
3- lenders approved documents and rates are expiring, so they need to close, even though the CD needs to send to borrower at least 3 business day before closing date, but, after reviewing and re approve , then need to close same day.
the bad thing of these that we as a signing agent, are the last person needs to rush to get the closing location and on time. I;m in Miami, and no matter what the travel distance is 10 or 15 miles, you take an hour or more to get to the location. but titles, co. only see the miles and think you need lees than 30 minutes to arrive to the location. WRONG!! Miami traffic, is terrible.