This is a number of days since the original question, but a new posting on NotaryRotary about HECM loans (Reverse Mortgage Home Equity Line of Credit), explaining features of this type of loan is posted in Msg #586907. Today, Nov. 25, the message should be on the first page, otherwise, go to search and just type in the message number. These types of loans are just a little bit different from a non-line of credit RM, but the information applies, for the most part, to both types. One important note for those not familiar with Reverse Mortgage loans, there will be a HUD Settlement Statement instead of a CD. And, there is a FHA form that is part of the application, that needs signatures near the top and also at the bottom on the second page. Just look from the top to the bottom of each page for blanks that need to be filled in, places to sign and/or initial.