Are we supposed to know automatically?

Doing a business loan agreement that includes granting collateral.

There are no notarizations included with the documents.

Seemed like there should be with some of the documents, so I asked. And i was told it was great if I included them but they weren’t required.

Why is it great to include them if they aren’t required? Seemed rather strange to me.

If they are not requiring notarization(s) – and specify which notarial act(s) they want – and you take it upon yourself to notarize and you decide which notarial act, imo, you are committing UPL.

If they want something notarized, let them tell you which document and which notarial act.

(note: I am not an attorney and do not give legal advice.)

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They replied with instructions. I don’t add anything I’m not told to add.

The signer contacted me to cancel the appointment. So that worked out okay.

Was this job thru a TC &/or SS or were you contacted directly by one of the parties involved (GNW)?

It was through a signing service. Came with no instructions. And it just canceled because - long story short the lender didn’t know what the hell they were doing. So after back and forth because the signer didn’t agree to the terms and didn’t want to sign the agreement - I finally called the SS and said - let’s not do this and they agreed and will pay me for printing and I have an appointment later today so - GEEZ LOUISE.

Then the lender says oh no nothing is notarized. After the signing service was like oh go ahead. But I wasn’t going to notarize anything anyway.

The most time spent was trying to get a straight answer out of the lender. Then I get another text from the signer that says yeah let’s cancel because I have a notary friend who will do it for free.

Then what [edited - NC mods] what was that mess all about? That was just crazy. Glad to not be involved in it anymore.

You got paid for printing and got out of the mess. I call that a win.

Heck yeah. I was surprised when the lender wanted me to go anyway after he said the terms were unacceptable. Why would you tell anyone to sign what they find unacceptable and they’ll re-do the documents when you agree what is acceptable.

I would never sign something in that situation. Oral agreements can’t be binding by law but once you sign - you sign.

People are just crazy.