I’m a bit confused about loan document like mortgage. Can any notary public notarize mortgage documents or only loan signing agents can? I’m just wondering if I’m required to obtain additional certification in order to notarize loan documents.
@jenny2002ni Hmmm . . .
Truly, you’re creating new threads for very elementary queries that should have been directly addressed in any basic training program.
It will be in your best interest to CLOSELY REVIEW your training materials & review the PA Notarial Handbook for answers to this question.
Also, as new members seek insights regarding launching their business, a Key Element to Success is providing themselves with an appropriate foundation and undergirding that will serve & support their business.
======
Over the years of having successfully completed nearly all the available training programs, I only recommend the very Best (see below). This training amounts to a few hundred dollars. Due to the very reasonable price, the training investment can be quickly recouped. This investment is worthwhile & will serve you greatly over time. It will also save you from wasting precious time.
This training not only provides guidance and instruction regarding providing these services, but also provides MUCH information about how to start, manage, and grow a business within this business sector. In addition, they provide Mentoring services at very reasonable rates.
In addition, there is a great amount of risk inherent while providing these services. The training increases one’s awareness and cognizance of the potential pitfalls and risks that could harm their business before they really even get started. As such, the insights & wisdom amassed during training will serve the newbie business owner very well at the onset and over the long-term.
======
My personal experience:
When I initially started performing this work, it was unequivocally clear and painfully obvious that if I wanted valid, trustworthy training that I’d need to find a professional training program. The existing business owners explicitly stated that they saw others as the competition.
At that juncture, I successfully completed MULTIPLE training/certification programs including Notary2Pro & NNA and many others. I have extensive experience in skill sets that require certification and recurrent evaluation tests; i.e., I’ve maintained my Project Management Professional [PMP] certification for more than 20 years. So, I understand what it usually entails and the elements that should be included within a comprehensive training program.
Regarding the NNA training specifically, it’s lacking across multiple topics & categories. Many NNA “graduates” choose to take additional training courses elsewhere, because they sense they’re insufficiently prepared. Their primer has errors throughout. Their hotline is less than reliable for accurate responses.
In my experience with undergoing the multiple training programs for certified notary signing agent [CNSA] certification, hands-down without question, Carol Ray’s Notary2Pro training programs are optimum in this industry. I’ve successfully completed ALL of the multiple training/certification programs that Carol offers through her company Notary2Pro. Her programs are thorough & detailed. These also prepare the business owner to operate a business. In addition, she offers Mentoring services. I found those to be excellent & INVALUABLE when I was initially starting out in this business sector. The prices are surprisingly reasonable. 
I’ve professionally compared the training/certification programs available at Notary2Pro with the others I’ve successfully completed. The ONLY training/certification program I recommend is Notary2Pro.
A list of companies that hire Notary2Pro graduates (with minimal or no experience) is provided to successful course graduates. => This list is pure GOLD! Study up, refresh your notes, & let Carol know when your initial few signings are scheduled. She is a wonderful mentor & can be on standby in case you encounter difficulties or have questions during your first few signings. She’s the Best! Her support will help you Build your Confidence in providing this service. 
In addition, Notary2Pro works diligently to keep this list up-to-date regarding vetting and viability. As we all know, some reliable clients can encounter financial difficulties and that, in turn, can negatively impact CNSAs directly.
Of course, your best bet would be to visit their website at https://www.notary2pro.com/ , research, and make the choices appropriate for your situation. The training programs by Carol Ray are comprehensive & thorough. 
P.S. I receive no compensation or remuneration of any type or kind as a result of my first-hand experiential review above.
P.P.S. As Carol has recently passed (February 2022) from our earthly plane, reach out to others on her team please. You’ll benefit greatly as a result.
Best Wishes
2 Likes
Any notary can notarize loan documents, if someone asks them to, and if the title company and lender are satisfied with the notary. But the lender and title company aren’t going to accept a notary unless the notary has suitable qualifications, such as a training certificate from some organization that offers loan signing agent training. NNA is the best known; I’ll let others talk about the quality of these organizations.
The other ways to get in on the loan signings is to be an employee of a lawyer, bank, or title company, but if that applied to you, I imagine you would have someone in your organization to talk to.
The loan signing agent training is not recognized by any of the state Secretaries of State. So it isn’t a legal requirement. Don’t confuse loan signing agent training with the training that some of these organizations offer that’s required before you can become a notary in certain states, or mandatory state-required continuing education when you want to renew your notary commission.
1 Like
In most states, a notary signing agent is a NOTARY PUBLIC who has received training on how to present loan documents.
Every signing agent is a notary public, but not every notary public is a signing agent. I recommend NNA certification as a signing agent because it has become the gold standard for most hiring companies.
Good luck, Jenny!
1 Like
Hey, Mr.Ashton. Thank you for your response. Can you define what you mean by title company and lender are satisfied with the notary? Did you mean they accept notarized documents from this notary? If title company and lender are not satisfied with the notary, does that mean the notary cannot notarize the documents? I just want to make sure that I ‘can’ notarize a loan document when a client asks me to.
Some title companies or lenders have lists of notaries that they approve. If they’re assigning the notary themselves, of course they’ll assign someone from their list. If they use a signing service, they’ll arrange for the signing service to assign someone from the list.
I once had a lawyer who was representing the signer at a closing that the lender or title company wouldn’t let the lawyer use a legal secretary from his office.
Oh, okay. That makes sense. Thank you so much.
This topic was automatically closed 90 days after the last reply. New replies are no longer allowed.