Has anyone ever needed to provide a Certificate of Liability to a title company? I am signing up with a title company and one of the requirements is to provide that with them as the certificate holder?
Have not seen one. What is it and did you sign it? It sounds like they want you to be responsible for ??? Since you carry E&O insurance that should not be required. Please let us know.
Once again…where are you located…makes a world of difference.
Most “notaries” carry straight Errors and Omissions Insurance - and no, we cannot name anyone as the Certificate Holder on standard E&O policy.
States where a TPL is required may issue these and may be able to name specific Certificate Holders if they carry liability insurance - speak with your insurance agent.
If you are the CKaufman I found in a google search and are located in Louisiana…you are a very special breed of notary with special powers and such that we “regular” notaries don’t have…I’d suggest you speak with your insurance agent who issued your liability insurance, which I’m guessing you’d need to practice in Louisiana.
For regular notaries with Standard Errors & Omissions, IMO the companies don’t do this - it’s just a broadform E&O policy for X amount for X period of time.
Title companies here in California are only requiring copies of Current Errors and Omission coverage. Virginia M. Greene Monterey Park, Ca.