does anybody know when SIGNINGS increase and decrease during each month?
i’d love to see something from someone that is chart minded. 
I’m afraid that the data might be skewed somewhat owing to all the variables: Locale, population density, number of SS/TC/EO/Lenders, age of borrowers, income strata, number of actual available signings in the queue, you name it. If someone did collect the data, I personally would be skeptical of the results and I couldn’t trust it to arrive at a reliable conclusion. Sorry 
I was a risk analyst for many years and I learned about collecting and interpreting data in the banking industry. It wasn’t easy.
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Lately, I’ve noticed a significant increase the last four days of the month.
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This is true. Lenders have different sales goals, like a quota (numbers to meet in a certain timeframe). Some are monthly, some are quarterly I have learned.
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