Greetins all,
FYI, In the state of MD you do not have to obtain a Fidelity or a Surety Bond as a TIPIC. However, it is your responsibility that you as for their bond policy information and make sure their policy covers you. It is the TIP responsibility to get the bond to cover the TIPIC’s they hire. I believe it’s just an endorsement on their policy (extra insurance) but don’t quote me on that peace. Anyway, whoever you work as a TIPIC you are supposed to be covered. If you want to just work and have your own Bonding it won’t hurt anything but your bottom line. All the TIP’s are aware of this process so do feel like your burdening them by being covered by them. It’s normal business. Here is a link for Maryland Insurance Admin. This will take you straight to where you need to be. Click each question and read in its entirety. The best way to learn is to get your information straight from the source. Research and Study. AMEN
Title Insurance Producers and Independent Contractors