exeternotary, thank you for your response. I can tell you took time to write this out.
I want to be crystal clear to you and everyone else that read this:
I, and my wife, is the customer. We were the signers. My wife did not act as a Mobile Notary or Loan Signing Agent for this transaction. It must have been my writing style that led you to think that she did the closing. In fact, she was NOT a Notary Public (yet) when this closing took place.
My wife, now as a Notary and LSA, specifically DID NOT want to write this out. I was being kind to her when I said shy. She is completely trained (both NNA and Loan Signing Systems), bonded, and insured. She’ll post here when and if she wants to.
Knowing this, if you don’t mind, would you look through my questions again? Again, we are asking on the context of being the signer/client, not the notary, because we were the client.