Like I said, you don’t understand my point. I said “another female notary in Florida,” which has nothing to do with California.
As for marketing, I’m glad you understand the fundamentals and use it almost every day for your business. In my case,
I get paid at the table when I close a traditional notarization, but that’s because of the relationships I’ve built with some title companies and brokers here in Miami, FL.
This is largely incorrect. In person closings will never go away. Due to the increase in fraud and other factors, in persons is more important now more than ever. Lenders will only accept wet signatures. The Lender I rep for is that way as well as most larger lenders,
The increase for the need of Knowledgeable LSA is the key here…Cut out the middle man, Market direct to title. Get approved on they’re platform and go to the office directly, drop off business card and preferred fee sheet, discounts for multiple signings, etc…
Here is a Notary that gets what I’m talking about… “Cut out the middle man, Market direct to title. Get approved on they’re platform and go to the office directly, drop off business card and preferred fee sheet, discounts for multiple signings, etc…”
Without a doubt, the high expense of in-person notarization makes me think it would be nice to have a few RON assignments while sitting at home sipping my coffee. So far, the State of California and most of the Lender and Mortgage industry are against it because of the high potential for fraud.
How are digital signings more secure? Are IDs kept off the Internet? Personal information? Aren’t most platforms hackable? Many signers don’t even like signing outside of a Title office, much less doing anything digital. I think a good compromise is to encourage e-signing for notifications and minor documents while leaving the legal, notarized documents for in-person.
Nothing is truly non-hackable — just like the credit card sitting in your wallet. The goal is not perfection, but layers of security that make fraud and unauthorized access far more difficult, which a traditional notary process simply does not have.
Disagree, much easier for fraud to occur online than in-person, not sure how anyone could think otherwise.
Can you provide more details? Disagree on what?
One last thought from me, as an AE for a Nationwide Lender, reasons for not accepting RON closings…As a MBS (Mortgage backed secutity.) The end investor in some cases will only pay .30 on the dollar for RON closings, E-Closings however still will work in a pinch because you still have to be face to face, your just using a tablet for example instead of a pen and paper…they want wet sigs in blue ink almost always. Hope this helps. RON is a no go and in my opinion, Lenders that accept RONs may or may not last forever…Cheers. The face to face Notary will always trump…
Yes, Remote Online Notarization (RON) is not for everyone, and I understand that. Traditional notarization still relies heavily on the notary’s personal judgment. In many cases, it comes down to the notary saying, “Yes, that’s Mr. Jones. He showed me his driver’s license.”
With RON, however, the process provides much more than just a notary’s statement. If I were ever required to testify in court, I can present a complete video recording of the notarization, credential analysis results, identity verification records, and a tamper-evident, cryptographically secured electronic document showing the integrity of the transaction. These records provide objective evidence that the required identity checks were completed.
What does the traditional notary typically have? Often, it’s only their testimony and whatever notes are contained in their journal—if a journal is even required. In my state, for example, a notary journal is not mandatory for traditional notarizations.
Technology doesn’t replace the notary’s judgment—it strengthens it by creating an independent record that can be reviewed and verified long after the notarization is complete.
Especially with the scam zoom calls to steal biometrics so an AI generated notary can be created for RON. I don’t think it’s going to replace live bodies. And there’s still a large number of consumers who do not trust the method. A borrower has to agree to RON. Some borrowers just don’t trust it.
Like I said, remote online notarization isn’t for everybody, and I completely understand that. But it has worked extremely well for me. I still average about three loan signings a day, handle multiple title packages, complete numerous Powers of Attorney (POAs), and assist many general notarization customers on a regular basis.
One thing that doesn’t change between traditional notarization and remote online notarization is the notary’s judgment. Whether you’re sitting across the table from a signer or meeting them through a secure RON platform, you still have the same responsibility to determine whether the signer is aware, willing, and understands what they are signing.
I have refused to notarize several documents because of a signer’s actions or responses—especially with Powers of Attorney when a customer appeared confused, didn’t understand the document, or could not clearly answer my questions. The fact that the notarization is performed remotely does not change my duty. Professional judgment is always in play, and if I have any doubt about a signer’s willingness or comprehension, I will decline the notarization.
Concur! 