i have a refi that has a “customer statement of non-rescission”. It states that 3 days have elapsed since transaction. Is this to leave with signer in case they want to cancel within 3 days?

As far as I know, they should have until midnight of the third business day after the transaction (closing) is completed, and that is when they signed the mortgage, the note and the RTC (in front of you of course).
If it is a purchase then that will be a different scenario.
However, as a notary, you shoud only worry about the date you are performing the notarization, regardless of what you see on the docs.
Best of luck!

IME yes, but check with your hiring party; I’ve had title companies and lenders want that signed at the table and returned with the package.