I completed my first signing yesterday, I corrected the venue and initialed my changes. The lender said I had to get the borrower’s initials as well. I did, but is that what I should do from now on or do I chalk it up to lender preference?
I’m not sure that I understand exactly where you were correcting, but any corrections in the doc that are before the signers’ signatures, I have them initial and date - the date might be overkill but I am more comfortable with dating initials. They would initial 2 or 3 (or more?) initials depending on whether they are signing first and last names only, or with middle name or initial. corrections AFTER their signature but before mine or in my notarization (sometimes there will be pre-printed wrong state or county where I notarize), I initial and date. My reasoning is that the signers are verifying the text before their signature and I am verifying that they are indeed the signers and corrections after their signature fall into my responsibility to initial/date. So far, in many hundreds of docs, that logic has never been a problem, but I’m happy to hear if there are other opinions.
I also initial a venue correction (along with signers) in the heading of a doc because I feel that where the venue is indicated is critical to me as the notary, but I think that’s based on feeling not logic.
I hope that made sense! I sure don’t want to cause more confusion.
I disagree with this lender…this is the notary purview, not the borrowers’ … No one makes changes or marks up the notary cert other than the notary.
That said, if having the borrowers initial the venue change meets the requirements for a proper cert in your state, then just get it done … As long as it’s legal for you it’s easier to comply than argue.
I’d say lender preference but, in the meantime, I’d be checking with my SOS as to proper procedure
I don’t know, I did my first job that my sister sent me to. I was so nervous about it. Before I left the client I checked everything. And I did good because the client called me the next day. To do more work for her I thank God. God bless you in all you do.