I was set up for a 9am for the third time with a fellow. First time I had to get my car repaired and cancelled. Second time it canceled before I printed anything.
This time, the signer texts that the closing disclosure is not what he agreed to so hold off on coming until I can speak to the loan officer.
i am seeing more signers who get closing disclosures that are not what a loan officer promises.
Why do these loan officers have jobs?
Signed yesterday with someone who paid thirty two grand for his VA transaction.
Which I thought was robbery because he was not aware of what his total payment was going to be before I got there.
What the heck is going on.
Yeah, I’m also seeing CDs and loan notes that are reportedly NOT what the borrower thought he/she agreed to. I’ve had five cancellations in the last two weeks because of this problem. I haven’t five cancellations in a year before. What the heck is going on, indeed!
That’s what I am seeing as well. I’m going to pull out of this closing in about 40 minutes because I Have other things to do. I’ll probably get denied a print fee if I cancel but I don’t care at this point.
A couple of weeks ago, I had IPEN cancel after my arrival. When I got there, borrower was on the phone with her broker and had been for a while. Once she ended the phone conversation, she informed me docs had to be redrawn and signing would be rescheduled as payment did not include impounds like she requested.
All righty then! Instead of $200, I’ll be paid $52.50 as a trip fee. 
From now on, I’ll have to insist on knowing that borrowers have reviewed their CD and are in agreement with it. Nip that cancellation probability right in the bud!
They might have been able to add the impounds and use the same docs, depending on certain factors…it’s doing the opposite that will require a redraw.
Doesn’t matter I moved on.
