I believe it matters a lot what state you’re in on pricing.
Here in California we get $15 for each notarized signature, so general notary work as well as loan signings pay more.
Also, we can set our own rates for travel & other services.
My minimum general notary rate is $50 (includes one $15 notary plus $35 mobile service (time & travel) usually within 5 miles. Sounds like a lot, but expenses here are higher, especially gas. That said, there are a lot of notaries to compete with!
The right answer for a state that only allows a dollar or two per signature, and limits travel fees to the IRS rate (which is meant to be break even) is to not be a mobile notary in those states. Let people trudge down to the bank or county clerk’s office. They voted in the legislators, they deserve what they get.
The hiring entities wouldn’t be aware unless the signer says something to them, like “I thought I was going to get a copy”. I would estimate that half of the signers aren’t even aware that they have a copy coming, so you could get away with not giving them one in a lot of cases. However, some of them actually ask for a copy. For me, it’s easier to just print the copy and give it to them than to play those games.
I always charge a print fee and do two sets. Guess my previous job as a mortgage loan officer made me uncomfortable not to, unless of course they already had a copy.
We were “required” to give our clients a copy of the documents signed.
I like the way my own lender did the docs for my house many years ago. They had me sign all the docs online (given electronic copies) except the ones needing notarization. Those were delivered to me and I had to get them notarized (pay notary direct & make my own copies but just a few docs!). I don’t know why this simpler practice isn’t used more often…
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