Matricular Consular (Mexican ID) acceptability?

Looking For Advice
1

I am located in Texas and the law here as it pertains to acceptable forms of identification states:
"a current identification card or other document issued by the federal government
or any state government that contains the photograph and signature of the acknowledging
person."

This would mean that a Mexican or other foreign ID would not be acceptable.

So - I received a request through a signing service to do a sellers closing. Texted the signers to confirm the appointment and remind them that I needed valid IDs at the time of the signing. The sellers responded that the only forms of ID they had were the Matricula Consular. Me, having never encountered this situation decided to do some research to see if I could accept and in the meantime I got a call from the signing service saying that they need to cancel the appointment, buyers got “cold feet”. Okkkkkaaaayyy. Honestly I was relieved because I didn’t want to be the one to inform them that I couldn’t accept their IDs.

HOWEVER my real question is: How did they manage to get all the way to the end of the loan process with unacceptable forms of ID? I’ve applied for a mortgage loan before and identification is the first thing requested along with your loan application, so why would the lender allow them to go through the entire qualification process with out identification that would be considered valid in this state?

1 Like
2

"state government "…I’ve always interpreted that to mean one of the states in the US. The Matricula Consular card is issued by Mexico and is not acceptable in California. The situation you describe probably pertains to a seller who is not legally present in the US. If the were from Mexico, the would have needed a passport to entry the country, if they were residents of Texas, the probably could not get a driver’s license. Frankly I don’t think the title company really cares, as long as the Notary can notarize the documents and fill out the Patriot Act ID paper, they don’t care.

3

In Florida you can use a Valid stamped passport from another country. Foreigners as well as Americans are aloud to buy real estate in other countries. USA will be another country for a Mexican. Diplomats do buy properties also when a Diplomatic prolonged stay in a country. It is not unusual. But always double check with your State. NNA hotline also helps and asking your SS if title will accept unexpired passport