Nexus ID card

[yolicue]

Had a call for a signing a couple of days ago. After my usual questions and getting to my quote, the scheduler suddenly interjects, Oh, by the way … borrower only has his ID on his phone and also has a Nexus ID.

Oops! Sorry, in California, I need to see the actual government-issued photo ID, not a copy of picture of it. Sorry, Nexus ID is not a government-issued ID and does not have all the required elements of the ID as stipulated by California law. Scheduler: “Yeah, thought so but had to ask. Borrower wasn’t able to go through RON screening either. California notaries are very savvy in the law. Will have to notify lender.” Me: “And, by the way, cannot use credible witnesses either as witnesses have to swear they are aware signer does not have and cannot reasonably obtain valid ID. In this case, borrower does have a form of ID – just not the allowable form.”

Wonder if this was postponed 'til signer obtained good ID or if they found someone who was willing to take what was originally stated … ??

[ashton]

NEXUS cards are issued by the United States (apparently Customs and Border Protection). They are intended for travel between Canada and the US. I’m not sure if Canada also issues them. According to this page, in some cases showing a NEXUS card alone is sufficient to cross the border. Some pictures on the web indicate the card has a picture and identifying number, but no signature or physical description.

Looking at the CA notary handbook, it seems the only federal IDs you can accept are passports and military IDs. In Vermont this would count as a government-issued ID and I could accept it if I found it to be satisfactory.