AGAIN, MY APOLOGIES FOR SHARING MY EXPERIENCE. I only shared about my government job because I wanted the audience to understand that I was committed to making sure the customer was assisted all the way through the process that I had already started. Just to be clear, I dont need permission to take time off that I have earned. I said I have 19 years. That is a lot of time saved up and I literally "use it or lose it” that is how I can take time, that I have earned.
I was clear, IT WAS SIMPLY MY EXPERIENCE AND I ASSUMED THIS WAS AN OPEN FORUM TO SHARE IT. MY APOLOGIES. I am aware now, to simply READ THE OTHER POSTS.
Thank you so much for your feedback. I completely appreciate you sharing your experience with me. I appreciate the tips and advice. That will be very helpful to me in the future.
If you’re near zip code 91711 and want to get together for coffee or tea, my contact info is in my profile.
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100% agree!!!
If the fee is acceptable to me, I really don’t care how much anyone else makes. I’m not here to judge or complain about how much (or little) someone else makes. That’s their business. My business is to make money for ME. I never look at the notary fees on the CD. 50% of the time they are just estimates anyway.
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I’ve never had a closing stop because of funds. I’ve contacted title regarding funds or lack of and the response is always the same, it can be wired. Funding will not occur until it is.
Personally, I don’t consider myself a collection agent. I will forward checks to title with the paperwork but that’s as far as it goes. I’m a notary, there to verify identity and signature.
As for the paperwork, I tell the client that the settlement statement and CD are the nuts and bolts of their loan. THEY need to verify the numbers. I do not agree with electronic signatures on a CD.
I’ve stopped one closing because they wanted me to acknowledge a signature on a 2nd page that made no reference to what we were notarizing. Title did not want me to write in the document name and I refused to go any farther. (They could have taken this acknowledgment and used it anyway they wanted). The client was getting $180k from the sell of a family home. Would have been easy for them to take the money.
We are sworn in this state that our only responsibility is to verify identity and try to prevent mortgage fraud by review of the paperwork. We can’t refer to ourselves as settlement agents…we are there in the capacity of a notary. We can’t be both.
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If a notarization is on the 2nd page doesn’t the first page have the document title?
The county and state is sometimes on the first page of a 2 page document, I’ll often write that in on a 2nd page notary acknowledgement. Often on a 2 page document the name of the document also appears in the footnote of page 2.
Telling the client anything about something being nuts and bolts - I consider out of my purview.
I just stay in my lane. If there’s a notary instruction to collect payment of x or collect proof of wire that’s what I do. It doesn’t make us collection agents. JMO.
Absolutely Accurate! 
Congrats on your first signing! This is the beginning of a wonderful path. Best to you.
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I would love that. Thank you so much for the offer.
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I too will use my husband for a witness. I do have feelings schedule and state up front. If they want to accept great if not, we’ll I guess they will “shop”. Just FYI I am also RON certified for my state. Saves lots time and resources.
This last post has an error ,should read fee schedule. OOPS