I would join a Union in a heartbeat. It is not something that is forced on you, it is something you join if you feel it benefits your business. If you are not a person that likes a Union then you just don’t join. I personally feel we need one.
Also, let’s just be honest, fees are low because people are accepting them. If no one accepted them they would have no choice but to go higher. You can’t blame the title companies for offering low fees when notaries will take it. Afterall, they are in business to make as much money as possible. So until we notaries stop accepting lower fees nothing will change,NOTHING.