As long as I have been in the business, it has not been illegal. I know you cannot take military ID’s. many lenders ask for pictures of ID’s with their package. Some have even asked for a copy of a Social Security Card. I will not take a picture of that either. A social security card is totally illegal! It is a hot topic with fair lending laws but they can request it as part of a loan package. If they have a picture ID, I think they have to have a separate file for it.
I will not take seriously any claim along the lines “is totally illegal” that is not accompanied by a link to the law or regulation that makes it illegal.
One signing company said for client to take a pic with their own phone and send to the secure email.
What service company was this so, We can photo ID with the exception of Military.
It’s Prestige Title.
The problem was that I did but they weren’t prepared.
Hello, I have done a few closings where the photo is not available, however making the call makes it very simple, One you are at the closing and have printed docs, If the concern is by the borrower because you have a copy, then they could have sent it directly to the title company and eliminate any concerns with their ID