I executed a refi about a month ago. About 100 out of 150 pages were lost by FedEx. The title company is requesting me to provide 5 loose all purpose acknowledgements back dated to the original signing date. not sure i can execute these as the signing took place in NJ and in Texas through year end.
woudl have to order a stamp, do not have the original documents, and definitely don’t think i should back date. Any suggestions how i can get myself comfortable with this?
No you cannot…short answer.
I don’t understand this…
Where are you located? Where were signers and where are they now? I don’t understand…and yes, you’d need all original docs back, go get them re-signed and new notarizations with the CURRENT date.
How in the world does FedEx lose a partial package?? Sorry title, but that mess-up is not going to be MY mess-up.
i live in NJ, but my family is from and currently lives in Texas. have a day job which i have been doing from home since March and have been doing loan signings after work. i decided to go back home for the last 2 months of the year as i wanted some family time. so long story short, i executed the signing in NJ but dont plan on being back in the NJ until the new year.
So signers are in NJ? Then they need to get a NJ notary to go get this straightened out…
Or, in the alternative - are you a TX commissioned RON notary and can do it via webcam?
There’s more to this story, FeDex lost part of the package??? Sorry, but I don’t buy it.
The way I see it is they messed up big time those time sensitive documents and now they need the notary to fix it up. Maybe they ran out of time with the lock in rate document and don’t know how to solve this huge mess.
You’re in Texas?.. well, they need a NJ Notary to start all over again. In case you were in Jersey then it would have been a new loan notarizations with new date.
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The whole reason for using a notary to verify that everything is as it appears. For example, usually if we see a person’s signature, we just assume the person really signed it in the place, and on the day, indicated. But when we’re not willing to make that assumption and want independent verification, we require the document be notarized.
The notary’s job is to be skeptical. Somebody claims part of a FedEx package was lost? Not only is that unproven, but for a notary, it’s unprovable, because investigating the loss of packages in transit is not among the duties notaries are authorized to perform.
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