I’ve gotten $400 once, $200 + quite a few times, BUT the hook is they had to get it done and they don’t normally pay anywhere near that. Point I’m trying to make is 'if nobody accepted these way too low $90 fees–they’d still have to get it done’.
Take note newbs: as they tend to go with experienced SAs first, if you get a call–they really need you, so don’t work cheap…and we’ll all be better off. Yes, I know I didn’t answer your question, but these really high fees were the exceptions and not what they would normally offer. WE are our own worst enemy!
Adding to this…sometimes they are their own worst enemy, too. Case in point: been getting ‘canudo’ offers for 3 days for $50 thru a stupid App, where not enough info is given to make a reasoned decision. Just said ‘Refi w/scan’. And I kept countering w/my standard/my city $150. Note that I am in a low population/competition area. Eventually, it had to get done and they accepted my fee. Turned out to be a ‘correction’ (they forgot a doc–I didn’t do original signing) 1 page/notarization/scan, 4 miles away…ka-ching! My point is that they can do better, but much prefer to keep as much of your fee as they can.
Another situation that happens a lot is there is one TC who routinely sends their overflow refis to MANY different SS and there is one SS who flat refuses to go over $95 (& starts at $60/65). When that SS gives up, it goes to several others as it’s 'got to get done’ time. Game on! I counter each one with an ever-increasing fee, starting with MY minimum & adding $10/$15 to each later offer from a different SS. Eventually, one of 'em accepts. In this ‘game’, I’ve often gotten a higher fee from some SS than my pre-determined ‘by county’ fee with the original TC! Again, point being that if the 1st SS hadn’t been so cheap, we both would have made some money instead of me making a (sometimes) really good fee or at least my minimum. They all can do much better than their initial offer.