Ron notarizations

Looking For Advice
1

I have an odd question. As I am not a RON, when the mortgage is signed via RON, what is the correct acknowledgement? Is the acknowledgment to show what state and county the signer is sitting in? Or is it the state and county the notary is sitting in? ie., mortgage signed in Ohio on 5-13-24, however, acknowledgement says it was signed in Nevada on 5-13-24.

2

Please disregard. I found the answer

3

Not a RON, but my understanding is that the venue is where the notary is located.

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4

That is the correct answer. It is the same as an in-person, where the notarization happens.

5

In Ohio, when a mortgage is signed via a Remote On-Line Notary (RON), the acknowledgment must state the state and county where the signer is physically located at the time of signing. This means that the acknowledgment should reflect the state and county of the signer’s current residence, not the state and county where the RON is located. This is important for legal and regulatory reasons, as it ensures that the acknowledgment is valid and recognized in the state where the mortgage is to be recorded.

6

Is that specific to Ohio or just a mortgage in Ohio? When I went through Ron training the state and city was to be where the notary is located since they are performing the notarization. Here in Tennessee, I have to put Tennessee and the county I am located in no matter where the signer is located.

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7

I’m in California and California notaries are not yet allowed to perform RON. I’ll admit I know very little about the RON process.

However, it would make sense that the venue on the notarization should be where the RON notary is located as that RON notary is commissioned/licensed in his/her state and conceivably not where the signer is located.

jmho

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8

Please explain where this quote comes from.

9

I agree that the poster should cite the law in Ohio. A notarial act has nothing to do with a signer’s residence

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10

I cannot attest to the RON rules in Ohio, but I am doubtful of the requirements the venue is the signers location. It would be helpful to post the published State guideline as it seems out of alignment with all other States I’ve searched.

The Oregon Secretary of State bylaws direct as follows: “When performing a notarization, the notary must always be located in Oregon. For a traditional notarization, Oregon’s jurisdiction does not extend beyond the Oregon border, so the notary would not be able to perform a notarization in the state of Washington. However, with the implementation of Remote Online Notarization (RON), the jurisdiction is extended beyond Oregon’s border. While the notary must always be located in Oregon, the signer may be located in a different location in Oregon, in a different state, or beyond the boundaries of the United States.”

11

I’m a RON in the state of Arkansas. The Venue is where you the notary are physically at when you notarize the document. For example - I am in let’s say Madison County my venue would be Arkansas and Madison . The venue is not where the signer is at. You are only still allowed to to notarize in the state in which you hold your commission but the county can change based on where you are within the state at the time you perform the notarization.

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12

From the Ohio Laws & Administrative Rules:

"(B) A notary public of this state who has been authorized by the secretary of state to perform online notarizations may perform online notarizations only if both of the following conditions are met:

(1) The online notary public is a resident of this state.

(2) The online notary public is located within the geographical boundaries of this state at the time of the online notarization."

Section 147.64 - Ohio Revised Code | Ohio Laws

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13

It has been my experience that the documents are executed for the location where the loan is executed, but the notarization(s) for the document are specific to the state/county for the notary. I have noticed with several of the RON signings I have completed this year I have been expected to insert the city/state of the location for the signers as part of my notarization.

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14

Very odd. In FL, the venue is where the notary is..per Florida Notary Services:

”In Florida, the venue for a notarial act is the state and county where the notarization occurred. This information is crucial for ensuring that the notarization is valid and enforceable within the notary’s jurisdiction.”

15

In a RON, the venue in the acknowledgment is always based on where the notary is physically located at the time of notarization — not the signer. So, if I perform the notarization in Ohio, it will always say ‘State of Ohio, County of [my county]’ even if the signer is sitting in another state (like Nevada). For property in KY or IN, the acknowledgment still reflects Ohio because that’s where the notary act occurred. I have also seen Indiana acknowledgments that include two parts — the standard notary venue plus a section where you enter the signer’s city, county, state, and country, along with the notary’s location. That’s one of the clearest RON formats I’ve come across.

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16

Yeah…I don’t see how venue can be anything other than notary location since they don’t have jurisdiction in other states (in most cases).

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17

Hi I’ve been a TX notary for nearly 30 yrs & a CNSA for 9 yrs. I have recently (3mos) ago been certified to do RON! What platforms do you prefer to work on & do you enjoy RON? Are they all charging fees? I have not officially completed training yet on the One Notary platform, not sure why I am so hesitant to start RON. What say you?

18

@slcaldwell201 Here are a few threads from the TREASURE TROVE located within the Notary Cafe database that will be insightful & helpful regarding the topic of your query.

:swan:

19

I am moving to another state (NE) and I have not found if the state will support RON. Will see.