Well, the month of April has started off as a pleasant surprise. I have appointments every day this week. A mixture of refinances, HELOC, and purchases.
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Yay!!! Congratulations 
I always tell myself if I start out each month with a signing on the 1st itās going to be a good month! I did last month and also this month! (Booked through the 7th) Iām part-time so thatās 4 signings which is great for me 
I hope April is successful for everyone!
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I am getting ready to dip my toes into the RON experienceā¦ Donāt know why I have been so hesitant I have been certified for over a month now with the stateā¦ lol.
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Your going to be hooked! I love doing RON!
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But I do enjoy the personal interactions with the borrowers and I love the excuse to leave my houseā¦ lolā¦ we will see.
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Congratulations my friend!
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Yes, I can understand that. i also enjoy getting out and meeting the signers. Itās actually one of the reasons I got into this profession because Iāve been working from home since Covid hit and my job has no intentions of bringing us fully back into the office in the foreseeable future. I missed getting up and out every day.
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What do they pay for RON signings? Was it hard to become RON certified?
I certified through my State and it did not cost me anything. I did take the NNA course just to get some basic understanding of the process and received a certificate of completion. As far as the payā¦ I have not pulled the trigger yet on that. @VIPnotaryCO and @vizionzmobilenotary would be the better ones to answer that question.
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Iāve seen as low as $40 up to $75. It depends on the SS. We also negotiate Ron signings so of course some SS start out offering $40.
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Yikes! I canāt do $40 RON. Sorry Closing Exchangeā¦ I closed my account immediately when I found out they only pay $40!
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My average of 3k plummeted to 1k in March. I made over 50k last year, working part time doing closing. 
at my 1099. If it never peak again, i am thankful for the profit i did make.
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Whoa ! $50k Part-time?! Thatās awesome!
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Things in Central Texas are changing as Refis decline. Iām still seeing business from those relocating to my area in the form of buyer and seller packages. Knowing Refis would eventually decline, last year I launched a second venture that has scene an significant uptick in business this year. Iām expecting to see a rise in Foreclosures as folks come off forbearance. This should provide me (I hope) with additional clients for my second adventure.
It is a shame that investment companies have been buying up so many of the first time buyer homes. Taking these homes off the market and converting them to rentals for years is affecting the inventory and has driven up prices. It has priced out many buyers who could qualify to buy a lower priced home but not something more expensive.
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Itās called Capitalism, one of the very foundations this country was founded on and which continues to exist today. There is no better system anywhere on this planet.
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Youāre right, āin a perfect world!ā Unfortunately, Capitalism does not align with what most envision as a āthriving economy.ā If they take the politics out of both, your statement would hold more water. The middle class mostly contributes to the economy, the upper class ācapitalizesā off of it. Hence the ever ongoing pleas for the upper class to pay their āfair share.ā This will never happen because āpoliticsā dictates (through laws/loopholes) who gets to ācapitalize.ā And guess what category our politicians fall into?
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Actually, the āupper class,ā as you refer to them, pay the lionās share of taxes by far. Roughly 45ā50% of the population pay no taxes at all. That whole thing about āfair shareā is a complete myth ginned up by politicians to get votesāmostly from people who donāt pay anything themselves and are always looking for someone else to cover their asses.
"The top 1 percent (taxpayers with AGI of $546,434 and above ) earned 20.1 percent of total AGI in 2019 and paid 38.8 percent of all federal income taxes. In 2019, the top 1 percent of taxpayers accounted for more income taxes paid than the bottom 90 percent combined.
BTW, if youāre here like I am, as a self-employed notary, youāre a capitalist, too.
Letās just agree to disagree on this one right from the jump and save a lengthy back and forth. Canāt imagine where our economy would be if the 55 entities in this article at least paid āsomething.ā I pay my taxes and make in a year what they spend in fuel for a yacht for one fill up. They pay no taxes and literally all 55 of them could could wipe out our national debt without feeling a tingle, yet we are all capitalists?
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I never agree to disagree on anything. Not my style.
Above I was referring to individuals, not corporations. As for the latter, this statement-- āNotably, there is much we cannot know about factors reducing federal effective income tax rates for these corporations.ā-- comes right out of the link you cited. In other words, corporate taxes as a whole is a far more complex topic than some summary piece of journalism by an obviously left-slanted organization. A review of the members of their board puts a dagger into their claim of being ānon-partisan.ā
I see nothing wrong at all with businesses who employ millions of federal income tax-paying individuals as long as they pay what the law requires them to pay. Our country doesnāt have a tax problem. We have a spending problem.
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