Refinancing is slowing down in January 2021 ? I see less signings

Refinancing is slowing down in January 2021 ? I see less signings

In new year 2021 onwards, I am see less signings on SD, Did you notice ? I am guessing may be refinancing may be little slowed down now , hence less signings ?

Common for Jan/Feb/March. May pick up again, may not.

Noticing the same thing in Ohio. It typically slows down now due to holidays and new year