Your job is to witness, to verify and notarize. Unless you are an attorney, a lender/loan originator, or title co, it is unlawful for you to explain docs in detail.
You can say the verbiage of “Pledge of Ethical Practice” to them or let them read on their own at the beginning of your signing. I had it memorized so it’s very easy for me.
Pledge of Ethical Practice:
“I am not an attorney and therefore, by law, I cannot explain or interpret the contents of any document for you, instruct you on how to complete a document or direct you on the advisability of signing a particular document. By doing so I would be engaging in the unauthorized practice of law, and could face legal penalties that include the possibility of incarceration. Any important questions about your document should be addressed to the lender, title company or an attorney.”
